Website Terms

These Website Terms apply to your use of thedeftgroup.com and related websites operated by THE DEFT GROUP, L.L.C. and its affiliated brands, including DeftActive and Deft Resilience ("Deft," "we," "us," or "our") (the "Sites"). By using the Sites, you agree to these terms.

Information only

Content on the Sites is provided for general information. It is not insurance, legal, engineering, or other professional advice, and it is not an offer of insurance coverage.

Using the Sites or contacting us does not by itself create a client, advisory, or other professional relationship.

Intellectual property

The content of the Sites, including text, images, graphics, and the names and logos of The Deft Group, DeftActive, and Deft Resilience, is owned by Deft or its licensors. Other names and marks, including Cabrillo Coastal, belong to their owners. Reproducing or distributing it requires our written permission.

Using the Sites

You agree not to use the Sites unlawfully, interfere with their operation or security, attempt to gain unauthorized access, or collect content from them by automated means without our permission.

What you send us

When you send us information through the Sites, you confirm that it is accurate and that you are entitled to share it. Please do not send confidential claim documents or other sensitive materials through the general contact form. Our Privacy Policy explains how we handle the information you provide.

Third-party links

The Sites link to other websites, such as LinkedIn. We are not responsible for their content or practices.

Disclaimers and limitation of liability

The Sites and their content are provided "as is" and "as available." We work to keep content accurate and current but do not guarantee that it is complete, error-free, or always available. To the fullest extent permitted by law, Deft is not liable for any indirect, incidental, or consequential damages arising from your use of the Sites.

Governing law

These terms are governed by the laws of the State of Florida. Any dispute will be heard in the courts located in Hillsborough County, Florida.

Changes

We may update these terms from time to time. The "Last updated" date shows when they last changed. Continued use of the Sites means you accept the updated terms.

Contact

Questions about these terms can be sent to info@thedeftgroup.com or 1-877-333-8256.